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Plenty of people are still moving these days. And suppose you’re thinking of making a move yourself. In that case, you may be considering the inventory and affordability challenges in the housing market and wondering what you can do to help offset those. A new report from Gravy Analytics provides insight into where people are searching for homes and […]
With ongoing high inflation pushing up everyday costs, some people are worried that it’ll create a flood of foreclosures. Here’s why that’s unlikely. Fewer people are seriously behind on mortgage payments right now. If foreclosures were going to rise a lot, more people would need to be late on their payments. Since most are paying on time, a wave […]
Buying your first home is an exciting decision and a significant milestone that can change your life for the better. As a first-time homebuyer, it’s a vision you can bring to life, but, as the National Association of Realtors (NAR) shares, you’ll have to overcome some factors that have made it more challenging in recent years: “Since 2011, […]
Though the housing market is no longer experiencing the frenzy of a year ago, buyers are showing interest in purchasing a home. According to U.S. News: “Housing markets have cooled slightly, but demand hasn’t disappeared, and in many places remains strong largely due to the shortage of homes on the market.” That activity can be seen in the […]
This year, the 30-year fixed mortgage rates has bounced between 6% and 7%. If you’ve been on the fence about buying a home, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power. The chart below helps show the general relationship between mortgage rates and a […]
Over the past year, home prices have a widely debated topic. Some have said we’ll see a massive drop in prices and that this could be a repeat of 2008 – which hasn’t happened. Others have forecasted a real estate market that could see slight appreciation or depreciation depending on the area of the country. […]
Once you’ve decided to sell your house and have hired a real estate agent to help, they’ll ask how much access to your home is while selling your house and you want to give potential buyers. Your answer matters more now than it did in recent years. Here’s why. At the height of the buying […]
Even though there is drastic demand for home buyers, the housing industry is experiencing very few homes for sale. To encourage buyers, sellers are coming up with multiple offers, and realtors are even trying to build homes in the city suburbs to meet the ever-increasing demand. Apart from these, realtors and buyers are looking out […]
The biggest challenge the housing market faces is how few homes are for sale. Mark Fleming, Chief Economist at First American, explains the root causes of today’s low supply: “Two dynamics are keeping existing-home inventory historically low – rate-locked existing homeowners and the fear of not finding something to buy.” Let’s break down these two significant issues in today’s housing market. […]
Before you buy a home, it’s important to plan. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what it is […]